Learn More About the Mortgage Process Salem, OR

Hey friends — it’s Jennifer Jacobs here with Strategic Mortgage Group, and today I want to talk to you about why being proactive with your interest rate strategy matters more than ever. Yep, we’re diving into what's called the Strike Rate Strategy — and trust me, it’s a game-changer if you're hoping to refinance or buy a home in the near future. First Things First: What’s a “Strike Rate”? Think of a strike rate like setting a price alert on a flight — you don’t want to book too early, but you also don’t want to miss the dip. Your strike rate is the target interest rate that makes sense for your financial goals — whether it's monthly savings, break-even costs, or long-term ROI. Once we define your strike rate together, I monitor the market for you. The moment that rate becomes available, we lock it in — even if it’s a quick blip down. No guesswork. No missed opportunities. No rate regret.